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Child-free finances: How your financial needs, concerns differ if you don’t have kids

Published Fri, 22 Nov 2024 04:05:31 GMT

As the child-free lifestyle surges in popularity among younger generations, many might imagine it means having a lot more money to spend, but that’s not always the case.In fact, it’s not a prioritized clientele in the financial planning world, some experts say – and it’s one with its own unique needs.According to Statistics Canada, gen Z and millennial generations are continuing the downward trend of the number of children per woman in Canada. Roughly a third of people aged 15 to 49 do not intend to have kids at all.When it comes to financial planning, this is actually “an underserved group,” says Barbara Knoblach.A financial planner based in Edmonton and working with Money Coaches Canada, Knoblach says many advisory firms like to sign on multiple members of the same family, across generations — which is the main reason this clientele is not prioritized.“Traditional financial planning is centered on the concept of building generational wealth,” she says. “However, this is of l...

Bovine AI: Alberta cattle rancher says technology helps save time and money

Published Fri, 22 Nov 2024 04:05:31 GMT

EDMONTON — Ashley Perepelkin says she was born and raised a city girl, never thinking she’d sell fresh beef from cattle she raised on her own Alberta farm with the help of artificial intelligence.“I met a boy, and this boy happened to be a farmer,” she says.Perepelkin, who spent most of her life in Red Deer, Alta., says she and her now-husband Andrew met in 2010, got married and began farming grain together.When she decided to get cattle, it was a steep learning curve. “A lot of things were learned, unfortunately, through trial and error,” she says.Perepelkin says she enrolled in a continuing education course through Olds College of Agriculture and Technology in Olds, Alta. That’s when she saw a video about what AI could do for farmers, and became excited. “Employees are expensive, especially … when you don’t exactly know what you’re looking for at the beginning,” she says. “It’s hard to train somebody.”Th...

Girl, 5, killed in fire on South Side: Chicago fire officials

Published Fri, 22 Nov 2024 04:05:31 GMT

CHICAGO — A 5-year-old girl was killed in an apartment fire on the South Side Tuesday morning, according to the Chicago Fire Department.The fire happened around 7:15 a.m. at a multi-unit apartment building in the 500 block of West Marquette Road in the city's Englewood neighborhood.According to police, the girl was found unresponsive inside the building and was pronounced dead on the scene.Approximately four to five people are displaced due to the fire. Emergency crews remain on the scene.The cause of the fire remains under investigation.This is a developing story. Check back for details.

Man critical after Southwest Side robbery, shooting

Published Fri, 22 Nov 2024 04:05:31 GMT

CHICAGO — A man is in critical condition following an armed robbery and shooting Tuesday morning on the Southwest Side.Police believe two men were in the 2200 block of South Hamlin just before 7:10 a.m. when four armed males exited a white SUV.The group demanded property and one of the men complied, CPD said. After one of the men was robbed, shots were fired at them.A 37-year-old man was shot multiple times. He was transported in critical condition.No one is in custody.

WATCH: Dolly Parton fulfills dying fan's bucket-list wish

Published Fri, 22 Nov 2024 04:05:31 GMT

(WJW) – Just days before Christmas, Dolly Parton fulfilled a dying man's wish.Utah man LeGrand Gold, a devoted fan of Parton's, has been battling cancer for the last two years. But recently, he received news that the treatment was no longer having an effect.With his time limited, Gold, who goes by "L.G.," wrote out a bucket list of things he wanted to accomplish before dying, local outlet KSL-TV reported. One of the wishes was "meet Dolly Parton." Dolly Parton 'regrets' secret song locked away in Dollywood Shortly before the holidays, Parton learned of LeGrand's wish and gave him a call."Hey, L.G. (It's) Dolly P!" Parton said, as heard in a video shared to YouTube. "I've heard you've been a fan of mine for many years, and I just wanted to thank you for that."Gold, lying in bed, can be seen with a big smile across his face.LeGrand Gold, a big fan of Dolly Parton's, had written out a list of bucket-list wishes, one of which was "meet Dolly Parton." (Credit: Alice Gold via Storyful)"...

Certain Apple Watches no longer available in US after Biden admin declines to veto import ban

Published Fri, 22 Nov 2024 04:05:31 GMT

(The Hill) - The Biden administration declined to veto the ban on certain Apple Watch imports into the U.S., letting the ban officially take effect Tuesday.This comes as Apple faces a legal dispute over the technology the smartwatches use to run the blood oxygen feature on the devices.On Oct. 26, the International Trade Commission (ITC) upheld a January ruling that sided with the medical technology company Masimo, which in 2021 sued Apple for patent infringement at the ITC over the Apple Watch Series 6.Masimo accused the tech giant of poaching employees and stealing trade secrets related to the light-based technology for measuring blood-oxygen levels, which was first featured in the Apple Watch Series 6 smartwatch. Everyone you know sick? 9 states reach CDC’s highest level for respiratory illness Masimo originally sued Apple in federal court in 2020, but the case ended in a mistrial in May. Apple also counter-sued Masimo, accusing the company of copying its technology.The Biden ad...

Beyonce's childhood home in Houston catches fire Christmas morning

Published Fri, 22 Nov 2024 04:05:31 GMT

HOUSTON (KIAH) – Beyonce's childhood home caught fire on Christmas morning, though the house's current occupants were able to escape without injury, officials said.Firefighters in Houston were notified around 2 a.m. of a fire at a home in the city's Third Ward, responding moments later to find the house engulfed in flames. The fire was contained within "about 10 minutes,” Houston Fire Department District Chief Justin Barnes told the Houston Chronicle.A Houston home previously owned by Beyoncé Knowles' family caught fire early on Christmas morning. (Brett Coomer/Houston Chronicle via AP)The family living in the house — a couple and their two small children — were able to evacuate before firefighters arrived.The cause of the fire is currently under investigation. Spirits did not cause barn fire near The Conjuring House, owner says The house, located on Rosedale St., was built in 1946, the Associated Press reported. The Knowles family had purchased the home in 1982, shortly after Bey...

Illusionist added to Nevada 'black book' after allegedly cheating at roulette

Published Fri, 22 Nov 2024 04:05:31 GMT

LAS VEGAS (KLAS) -- The Nevada Gaming Commission unanimously voted Thursday to add a Mississippi illusionist to the "black book" for Nevada casinos after learning 17 Nevada properties trespassed him. At the Dec. 21 meeting, Senior Deputy Attorney General Michael Somps brought an action to add Shaun Joseph Benward to the list of people who are excluded from casinos in the state. Somps said Benward has a "fairly extensive" history and was active not only in Nevada but across the country. Benward is "known for engaging" in schemes to defraud casinos while playing roulette by distracting dealers using an accomplice and placing a late bet, Somps said.On Sept. 6, the board nominated Benward, claiming that "the presence of Mr. Benward in a licensed gaming establishment poses a threat to the interest of the state of Nevada and licensed gaming and he should therefore be excluded from licensed gaming establishments." RELATED: Nevada ‘Black Book’ gets new entry, maybe a new direction Accordi...

Durrant's closing at Cohoes' Van Schaick Country Club

Published Fri, 22 Nov 2024 04:05:31 GMT

COHOES, N.Y. (NEWS10) -- Durrant's at Van Schaick is closing inside the Van Schaick Island Country Club in Cohoes. Owners Courtney and Tommy Durrant made the announcement in a Facebook post on December 1. Get the latest news, weather, sports and more delivered right to your inbox! "This was a very difficult, emotional decision for us as we held tremendous hope when we expanded our Cohoes footprint beyond Signal 30," said the Durrants. "However, the nature of a seasonal business down here on the island has become apparent and forced us into this decision."Durrant's at Van Schaick opened in March. The restaurant space was formerly occupied by Max410, which is now at the former Waters Edge Lighthouse location in Glenville. Capital Region restaurants set to open in 2024 The Durrant’s menu includes crab cakes, fish and chips, chicken alfredo, burgers, salads, and sandwiches. You can view the full menu on the restaurant’s website.The Durrants also own Signal 30 BBQ at 201 Columb...

Metrolink shuts down all service for 4 days

Published Fri, 22 Nov 2024 04:05:31 GMT

Metrolink has begun a four-day shutdown of its entire rail system.Commuters throughout L.A., Orange, Riverside, San Bernardino, Ventura and San Diego counties will have to make alternative plans between Tuesday and Friday. All Seven lines plus Metrolink’s Arrow service, which connects downtown San Bernardino to Redlands, will close for essential cleaning, repairs and upgrades along the rail network that will improve safety, according to the commuter rail service.New technology is also being installed for train arrivals and departures that are expected to reduce delays at Union Station.It's part of a three-year project to modernize the system's central hub at Union Station. Will a brewing storm bring New Year’s rain to Southern California? Regular service is scheduled to return on Saturday. More information about the closure can be found here.